Question 1

How do I buy tokenized HNI on Bloom?

Accepted Answer

Sign in with a wallet, Google, or email. Fund with stablecoin, Apple Pay, card, or bank. Open HNI on Bloom, tap Buy, confirm with a biometric. Settlement is on Base, Arbitrum, Optimism, or Ethereum.

Question 2

Is tokenized HNI the same as the underlying HNI share?

Accepted Answer

Each token is backed 1:1 by a real HNI share held in segregated customer custody at a regulated US broker-dealer such as Alpaca Markets or Interactive Brokers. The token tracks the underlying price and absorbs dividends and corporate actions into NAV.

Question 3

What fees do I pay to trade HNI?

Accepted Answer

Between 10 and 20 basis points (0.10–0.20%) per trade, depending on your VIP tier, plus network gas. Both are bundled into the quoted price — one number to confirm. Deposits, withdrawals, and sends are free.

Question 4

Where does HNI settle?

Accepted Answer

HNI settles on the chain you choose at the time of trade — Base, Arbitrum, Optimism, or Ethereum. Custody of the underlying share is unaffected by chain choice.

Question 5

Can I sell HNI at any time?

Accepted Answer

Yes. The token can be transferred or sold 24/7 on-chain. The price you see during regular trading hours reflects the underlying market; outside hours, RFQ provides a market-making quote with a wider spread.